Blog | Richard Sampson

The Fastest Ways to Improve Your Credit Score

If you’re hoping to buy a home in the near future there are several financial prerequisites that you should aim to meet. Ideally, you’ll want a sizable down payment, a verifiable income history, and a good credit score. It takes time to build credit. For most people, it can be several months ...

Starting a Backyard Garden

Not every homeowner is willing or able to dedicate backyard space to a big garden, but the size of your garden shouldn’t deter you from looking into options for a very rewarding hobby. Whether through simply growing a few herbs or flowers in containers, or by tilling a plot for bountiful ...

PMI and Down Payments

Part of buying a home is researching the market and your finances. Most lenders require you to put at least 20 percent down or pay private mortgage insurance (PMI). Since PMI is a cost that does not lower your interest rate or principal, it’s almost always better to save up ...

Preparing Your Pets for Your Move

Whether you’re moving down the street or to an unfamiliar state, it’s important to make sure your pets are prepared for this change. There are several practical things to consider while getting your pets ready for your move. Keep the following tips handy to ensure that your pets are fully ...